I'll go first.
- PraxAir's billing department. Hello? I already paid your stupid bill three months ago, so stop sicking the collection agency on me, kay?
- DeAnn Adams, who continues to give out my phone number on her loan and credit card applications, which phone number I have had for the last SIX years, and is apparently racking up major debts, which results in calls to ME from belligerant collection agents who refuse to believe that Mrs. DeAnn Adams does not live at my address.
- The dork in Britain who stole our credit card number, which has resulted in several of my auto payments to fail, which has resulted in late fees, which has resulted in me having to call and whine my way out of late fees. All's well that ends well, right? I personally think that's a really stupid cliche.